Do a Subscription Audit
Review your subscriptions in one session, so you save money and avoid surprise charges.
10–30 mins
Quarterly
Effort: Moderate-
Ingredient: Financial Security & Stability
Feeling secure and confident about your finances.
How
Make the list (10–15 min): Check SMS/email/bank app for the last 2–3 months. Note: service/app, amount, billing cycle, next renewal date.
Decide action (10 min):
Keep high-use or essential.
Downgrade to a cheaper/free plan if features allow.
Turn off auto-renew (default option on most app stores/sites).
Cancel if you rarely use it.
Set two nudges (5 min): Add a phone reminder 3 days before each renewal; turn on email/SMS alerts for auto-debits if available.
Easy Start
Add one calendar reminder: “All renewals review - 1st of every month.”
Why It Matters
Questions and Thoughts
- “Some services are shared.” → Tag shared and confirm who pays
- “I might want it later.” → Turn off auto-renew or cancel and set a reminder to re-evaluate next month.
Care Notes
Cancel from the official app/site (avoid email links). Don’t share OTPs/PINs. Keep a simple note or screenshot of what you kept, downgraded, turned off, or cancelled, with next renewal dates.
Add to calendar 
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